brown and white abstract shapes

about us

Our vision & mission

We created Stellar Wealth because we knew that there had to be a better way of providing financial advice to everyday Australians. 

It’s our mission to deliver advice with more compassion. To make complex financial concepts simple and easy to understand and to use our expertise to achieve optimal results for our clients.

Meet the team

The driving force behind Stellar Wealth

Nicole is the heart and soul of Stellar Wealth. An award-winning financial adviser, she is passionate about helping her clients succeed financially, so that they can live their best life, confident in the knowledge they are financially secure.

Nicole Gardner CFP®

MFinPlan, BBus (FP)

Founder & Principal Financial Adviser

Nicole is the Founder and Principal Adviser at Stellar Wealth. She’s a Mum of three amazing kids, a Certified Financial Planner and loves spending her free time at the beach with her family. But after working in financial advice for over a decade, Nicole realised that there has to be a better way of providing advice to Australian’s like you – and that’s why she created Stellar Wealth.

An award-winning Financial Adviser, Nicole’s focus is to empower her clients to take control of their finances so that they can achieve their financial objectives and live better lives. She is authentic and genuine, with a knack for translating complex financial jargon into everyday language that everyone can understand. Nicole also works with the Cancer Council of Australia on a voluntary basis, providing pro-bono financial advice to those in our community who need it the most.

Drawing on expertise garnered over years of experience in the field and with an exceptional educational background, Nicole is perfectly positioned to provide reliable and up-to-date expert financial advice that delivers tangible results.


  • Certified Financial Planner®  – internationally recognised designation, highest professional standard
  • Masters of Financial Planning
  • Bachelor of Business, Financial Planning
  • Passed the FASEA Adviser Exam

Professional Memberships

  • Financial Adviser Association of Australia (FAAA)
  • Women in Super
  • Women in Finance QLD
nicole gardner square frame

what are our core values

Stellar Wealth is grounded  in four main principles



At Stellar Wealth we genuinely care about our client’s wellbeing. We take a non-judgemental, compassionate approach and are here to help every step of the way.



We always act with integrity, transparency and reliability. Our code of ethics and professionalism means we go above and beyond and always act in our client’s best interest.



We get results. We know that our clients want tangible, measurable results that demonstrate an actual return on their investment in us and our advice.



At Stellar Wealth, we are some of the most highly educated and qualified advisers in the country. We use our knowledge and expertise to guide and empower you, helping you feel more in control and secure about your financial future.

nicole gardner adviser profile image

stellar wealth, your adviser

Your goals deserve a strategy. Let us be the architects of your financial success.

Our Clients

Exceptional results for your finances & your future lifestyle.

You can rely on us to set you on the path to prosperity. Here’s what our happy clients say about the ways we’ve empowered them on their financial journeys. Let us do the same for you.

“Nicole has been great. She explained everything really well and obviously knows her stuff. I just wish we'd seen her years earlier.”

- Shane, 40+

“Nicole has been our guiding star throughout our retirement”

- David and Claire Hickey, 65+

“Highly recommend Nicole and her team. The service is excellent. She responds quickly if we have a question. Our retirement is a lot more secure as a result of our dealings with Nicole.”

- Peter and Louise, 65+

“I’ve gone from clueless to empowered all thanks to Stellar Wealth”

- Jane and Joe, 50+

older couple smiling while hiking

Get in touch

We would love to hear from you!

Don’t spend another minute in doubt, worrying about where you’re headed. Talk to our friendly team today with our no-cost, obligation free chat.