Financial Adviser North Lakes | Stellar Wealth

about us

What we do & how we do it!

At Stellar Wealth, our approach to advice is more than just the numbers; it’s advice delivered with a caring, human approach. We understand that your financial journey isn’t just about money; it’s about your whole life. That’s where we bring compassion and understanding, helping you identify challenges and worries and then replace them with confidence and clarity.

There is also no ‘one size fits all’ approach at Stellar Wealth. Your unique story deserves a unique approach and we are not in the business of providing ‘cookie cutter’ solutions. We take the time to get to know you, understand what you’re about, and then design a financial strategy that aligns specifically with your values and intentions. Your goals are our goals.

But – we get it! We know that the main reason our clients come to us for financial advice is because they want more money and they don’t want to lose what they already have!

At Stellar Wealth, we are some of the most highly educated and qualified advisers in the country. With our level of knowledge, expertise, ethics and professionalism, we can help you achieve the results you are after. Our aim is to ensure that you not only meet, but exceed your financial aspirations. Your success is our success.

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nicole gardner talking business with older couple

Our vision & mission

We created Stellar Wealth because we knew that there had to be a better way of providing financial advice to everyday Australians.

It’s our mission to deliver advice with more compassion. To make complex financial concepts simple and easy to understand and to use our expertise to achieve optimal results for our clients.

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Meet the team

The driving force behind Stellar Wealth

Nicole is the heart and soul of Stellar Wealth. An award-winning financial adviser, she is passionate about helping her clients succeed financially, so that they can live their best life, confident in the knowledge they are financially secure.

Nicole Gardner CFP®

MFinPlan, BBus (FP)

Founder & Principal Financial Adviser

Nicole is the Founder and Principal Adviser at Stellar Wealth. She’s a Mum of three amazing kids, a Certified Financial Planner and loves spending her free time at the beach with her family.

An award-winning Financial Adviser, Nicole’s focus is to empower her clients to take control of their finances so that they can achieve their financial objectives and live better lives. She is authentic and genuine, with a knack for translating complex financial jargon into everyday language that everyone can understand.

Qualifications

Certified Financial Planner® – internationally recognised designation, highest professional standard
Masters of Financial Planning
Bachelor of Business, Financial Planning
Passed the FASEA Adviser Exam

Professional Memberships

Financial Adviser Association of Australia (FAAA)

OUR TEAM

Nic O'Sullivan

GradDipFinPlan, BMgt
Financial Adviser

With over 11 years in the financial services industry, Nic is passionate about helping her clients achieve their goals. She believes that the right financial structure is key to long-term success, and she works closely with her clients to ensure they’re on track to build and protect their wealth. Growing up in a big farming family, Nic learned the value of hard work and every dollar earned. That background has shaped her approach, genuinely caring about her clients as she strives to get the best results for them, whether it’s securing their financial future, growing their investments, or planning for retirement. Outside of work, Nic loves spending time with her family, friends, and her energetic border collies, who keep her on her toes!

Qualifications

Graduate Diploma of Financial Planning
Bachelor of Management
Passed the FASEA Exam

Hannah Elliott

BAppFinAdv
Associate Financial Adviser

Hannah brings a dynamic blend of knowledge, passion, and genuine care to Stellar Wealth. She holds a Bachelor of Applied Financial Advice and is currently progressing through her Professional Year, with the goal of becoming a fully qualified adviser in early 2026. With over two years of experience in the financial advice industry, Hannah offers fresh perspectives grounded in practical expertise. Her approachable manner and strong commitment to each client’s individual journey enhance our team’s ability to deliver insightful, empathetic, and comprehensive advice at every stage.

Leilani Brown

Senior Paraplanner

Leilani, our dedicated Senior Paraplanner, brings exceptional technical skills and expertise to Stellar Wealth through her business, Paraplanner Pro. An invaluable part of our support team, Leilani’s work embodies both professionalism and attention to detail, ensuring the quality and reliability of every financial plan Stellar Wealth creates. Her integral role highlights our commitment to quality and teamwork, ensuring the highest standards in everything we deliver.

Dan Gardner

General Manager

As General Manager, Dan plays a key role in shaping the culture and success of Stellar Wealth. A Bachelor’s degree in Business Management and an impressive track record of leadership awards highlights Dan’s commitment to excellence, integrity, and teamwork. With a collaborative and inspiring approach, Dan is instrumental in ensuring that Stellar Wealth remains a place where both clients and team members feel respected, supported, and empowered to reach their goals.

Danica Otaza

Client Services Manager

Danica is our skilled Client Services Manager, responsible for the seamless organisation of workflow and client support at Stellar Wealth. With a Bachelor’s degree in Psychology and over six years of experience in financial advice, Danica brings an understanding, client-first approach to everything she does. Her unique blend of insight, compassion, and efficiency ensures that each client experience is smooth, personal, and supportive, allowing them to feel truly cared for at every step.

Christine Iligan

Client Services Officer

Christine is our dedicated and reliable Client Services Officer, supporting the Stellar Wealth team with precision and care. With a strong background in customer service and experience in the financial advice industry, Christine brings a calm, friendly presence to every client interaction. Her organised, people-first approach ensures each client experience is smooth, supportive, and genuinely personal - helping clients feel confident and cared for every step of the way.

what are our core values

Stellar Wealth is grounded in four main principles

Compassion

At Stellar Wealth we genuinely care about our client’s wellbeing. We take a non-judgemental, compassionate approach and are here to help every step of the way.

Trust

We always act with integrity, transparency and reliability. Our code of ethics and professionalism means we go above and beyond and always act in our client’s best interest.

Results

We get results. We know that our clients want tangible, measurable results that demonstrate an actual return on their investment in us and our advice.

Expertise

At Stellar Wealth, we are some of the most highly educated and qualified advisers in the country. We use our knowledge and expertise to guide and empower you, helping you feel more in control and secure about your financial future.

stellar wealth, your adviser

Your goals deserve a strategy. Let us be the architects of your financial success.

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Our Clients

Exceptional results for your finances & your future lifestyle.

You can rely on us to set you on the path to prosperity. Here’s what our happy clients say about the ways we’ve empowered them on their financial journeys. Let us do the same for you.

Julie Taylor

A few months ago, my husband and I chose Stella Wealth, and we haven't looked back. Nicole Gardner, the Founder and Principal Financial Adviser, is more than just a financial expert - she's down to earth, flexible and genuinely caring. She's always willing to meet outside of work hours or on weekends, making the process easy and accessible.
Thanks to Nicole and Stella Wealth, our Superannuation is on track, and we now have a much clearer understanding of how to maximise our finances and seize opportunities we wouldn't have known about otherwise.
We highly recommend Stella Wealth to anyone looking for expert financial guidance

Marius Pretorius

We would like to take this opportunity to thank Stellar Wealth for assisting us with our financial plans. We had complete trust, that the advice and help was to benefit us and there was total transparency during this time. We knew exactly where we were going and all cost associated with everything. We are very happy that we asked Stellar Wealth for assistance.

Anthony Micallef

Nicole and the team at Stellar Wealth have been fantastic in helping my wife and I understand and enhance our finances.

Not only have we recieved excellent financial advice and support which has significantly strengthend our current and future position at a very reasonable price, but this has been done by Nicole and her team with care, warmth and simplicity, making our interactions easy and even enjoyable!

We are really pleased with the service, advice and outcomes we have achieved in partnership with Nicole and Stellar Wealth, and strongly recommend them for others looking to improve their financial position.

Kristen Coe

We’re so thankful for the support and guidance we got from Nicole at Stellar Wealth. She’s been a huge help in getting our financial goals in order. From the start, she really took the time to understand our situation as parents and made sure we had a solid plan for our family’s future.

Nicole guided us through areas we hadn’t even thought about—like picking the right insurance, planning for long-term stability, and setting up a good foundation for our kids. Her knowledge gave us a lot of clarity and made us feel confident, so we could make decisions that fit our priorities.

What we appreciated most was Nicole’s ability to break down complicated financial stuff in a way that was easy to follow, without any pressure. She was always patient, professional, and available to answer all our questions, big or small. We feel so much more secure knowing that we have a plan in place, and it’s all thanks to Nicole.

If you’re looking for someone who truly cares about your goals and your family’s future, we highly recommend Nicole at Stellar Wealth. She made what could’ve been a stressful process both simple and reassuring.

Thank you, Nicole, for everything you’ve done for us!

Andrew Sloan

Nicole and Stellar Wealth have quickly become trusted partners. From day one when I contacted Nicole there has been nothing but trust and the creation of value. Nicole gets it, is a strong advocate and brings together plans that absorb all the finer details of your messy and complex life. I have and will continue to strongly recommend Nicole if you would like a sharp, deeply caring, well thought out and practical wealth advisor.

Travis Robinson

Nicole provided professional, tailored advice that suited our family’s situation and needs. She worked with us in identifying our short and long term goals before designing a plan that would help us achieve those goals.

Nicole was open to feedback, took our comments onboard and was patient in answering any questions we had.

I’d definitely recommend her services.

Debi Frampton

I recently sought out a financial advisor to help with my future goals. I heard Nicole speak on a zoom meeting hosted by Ladies Finance Club and was interested in speaking one on one. She spoke clearly and honestly. I was drawn to the down to earth mannerisms and the ability to break down the complex financial concepts. She has been able to answer all my questions and keep me up to date and informed with what is happening in the market. I would highly recommend her to help you with your financial plan.

Judy Woodforth

Nicole puts us at ease and has a natural ability to communicate in a clear and easy to understand fashion. We always feel comfortable, and also know we are being so well looked after with our financing planning needs and heading into retirement phase, she is always able to answer our questions and is very knowledgeable. Nicole is energetic and inspiring and offers exceptional service and care for her clients. She is such pleasure to deal with.

Tomasina P

It’s been an easy & smooth process using Nicole to set up a retirement plan. I very much appreciate her quick & courteous replies. Thank you

D P

Nicole at Stellar Wealth has been fantastic to work with. She’s knowledgeable, approachable, and truly cares about her clients financial goals. Nicole created a personalised plan that made us feel confident and secure about our financial future, especially for our daughter’s future. Highly recommend her for anyone looking for a great financial advice!

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