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Professional financial advice & strategies tailor-made to suit you.

Imagine facing your finances without fear, being in control of your money with a clear strategy for success.

Thinking about your future financial security can be daunting: Should you be saving more, putting more into your super or investing more? If so, where and how? Let Stellar Wealth help you create a clear path to prosperity.

We genuinely care about our clients and being a boutique agency, we are able to establish deep and long-lasting relationships with you. These relationships are built on a thorough understanding of who you are and your idea of financial success. Drawing on these insights and our extensive financial expertise, we help you to overcome fear, apathy, overwhelm and procrastination, to set clear financial goals, and to find and follow a clear path to prosperity.
It all starts with a simple 15-minute obligation free chat.

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Our 4 Step Process

Discovery

Your journey to financial freedom and peace of mind begins with a simple phone call. On the call we’ll chat about your current situation, the type of help you’re looking for and how we can assist. If you’d like to take the next step, we’ll set up a no-cost, obligation-free meeting. In this 90-minute discovery meeting, we’ll deep dive into your unique situation. We’ll explore your motivations for seeking financial advice, your goals, concerns and ideal outcomes. We’ll explain how we can assist you, how the process works and we’ll answer any questions you may have. At this point, if you feel comfortable and ready to move ahead, we’ll then look to start designing your unique financial plan.

Design

Before we meet again to present your financial plan, it’s vital for us to gain a comprehensive understanding of your current financial position. In this design phase, we research and gather the information we need, exploring all potential strategies and then tailoring a plan to suit your unique situation and to achieve you the most optimal results. During this stage, we will also take some time to clarify and explain any financial and investment concepts that may be relevant to your situation.

Advice

We will then present you with your tailored financial plan. As your partner on the path to prosperity, we want to ensure you’re fully satisfied with your advice. So we’ll take the time to explain the reasons behind the strategies and recommendations we’ve provided as well as the outcomes you can expect to achieve. Then once you’re ready, we’ll begin implementing your strategy, ensuring every piece is put into place with ease and efficiency.

Guidance

We will then meet again in six months time, to track and review the progress of your financial plan now that it’s in place. At your review meeting, we’ll provide further advice on any adjustments that may be required to ensure your financial plan always remains current and aligned with your evolving situation. In our experience, we have found that life takes many unexpected twists and turns. This is why ‘set-and-forget’ financial plans don’t work. And why we believe it is important to review and track the progress of your plan every six months.

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Here’s how we help you build your desired financial future

Your finances are our priority. Let our expertise secure your future financial freedom. So you can live your best life.

Financial planning & investment advice

Whether you’re just starting out in life, mid-way through and ready to press the reset button, or looking forward to your retirement, we’ll help you to navigate the complex world of financial planning and wealth creation with ease.

At Stellar Wealth, we work closely with our clients on a one-on-one basis. Our personal approach puts you first and enables us to tailor financial solutions to suit your unique circumstances and goals.

We’ll use our extensive knowledge and expertise to create a clear financial plan and offer sound investment advice. So, you’ll feel in control of your finances and confident about your financial future.

Superannuation & roll-over advice

Do you know how your super has been performing? Do you wonder if your current super is the best option for you? If you’ve been procrastinating, for whatever reason, why not let us help you. We take a compassionate, non-judgemental approach as we examine where you are now and advise you on the best options going forward. Our focus is always on you as an individual and on helping you get the best possible results from your investment in superannuation.

Self-managed superannuation fund advice

Thinking about starting a self-managed super fund (SMSF), but don’t know where to start? Or perhaps you already have an SMSF, but are looking for someone to manage it for you? Maybe you’re wondering if keeping your SMSF is still the right way to go? We’re fully accredited and have the up-to-date SMSF knowledge and expertise required to provide any advice you need on SMSFs.

Retirement planning advice

Are you prepared for retirement? Will you have enough money? How long will your money last?

Financial stability is the cornerstone of a worry-free retirement. The fear of outliving your savings is a common concern, but there is always a strategy to navigate this challenge.

At Stellar Wealth, we have access to the tools and resources that can show you what your retirement might look like and how you can make it better.

And while we’re great with numbers, we’re also concerned with you as an individual. That’s why we don’t offer ‘cookie cutter’ solutions. Instead, we focus on what you have in mind for your retirement. We’ll help you build a plan that’s right for you. So you can afford to live comfortably and support your retirement dream.

With our insight into your needs and our financial expertise, together we will create a retirement plan that will have you feeling excited about the future and confident about your retirement plans.

Estate planning advice

It’s so much more than just a Will.

You’ve worked hard for your money, so it’s important it is to have confidence that everything is in place when it comes to the legacy you will leave. Estate planning covers important matters such as; who will control your assets, who will make key decisions in the event that you are incapacitated, and how will you ensure that your assets are shared according to your wishes and in a tax-effective way.

As life and family dynamics are constantly changing, it is important to review your estate plan regularly. Marriages, divorces, births, deaths and blended families are all part of the changing dynamics that give reason to regularly revisit your estate plan.

Our network of trusted estate planning lawyers can help you draw up the estate planning documents you need. Or if you already have a lawyer, we can work with them to ensure they have all the right information for your estate planning documents.

Protection & Insurance advice

It’s always important to have a back up plan.

Insurance is there to protect you and your family, should the worst happen. Depending on your situation, it may be appropriate for us to advise you on;

Life Insurance
Total and Permanent Disability Insurance (TPD)
Income Protection
Critical Illness (Trauma insurance)

As part of our service to you, we will conduct an analysis of your situation, identifying your need for insurance (if any) and highlighting the areas where you may be under or over insured.

We’ll help you review your current policies if you have them and then assist with obtaining the right amount and type of cover to protect you and your family. We look to obtain the highest quality of cover for you and your family, while also being mindful of costs of cover and the impact of this on your cashflow and ability to achieve other financial goals.

We can also advise you on how to effectively structure your insurance from either inside or outside of your superannuation. Plus, we’ll explain the implications for your estate.

Investment portfolio management

Why spend countless hours trying to manage your investment portfolio on your own, when you can hand it all over to a financial adviser with whom you have a trusted and professional relationship. At Stellar Wealth, we let you do life, while we take care of your portfolio. With our experience and expertise to guide you, you’ll have complete peace of mind that your investments are performing optimally. You can trust us to keep your financials on track, so you keep hitting those financial milestones.

At Stellar Wealth, we genuinely care about you and your portfolio and will work hard to ensure that it gets the constant attention it deserves. You can trust us to provide ongoing professional investment portfolio management with a strong focus on performance and results.

Our portfolio management services are tailored to suit your unique requirements. We’ll provide proactive investment advice, suggest strategies to optimise your tax position and help you to make informed decisions around your investments.

Centrelink benefits planning

Your family home, the gifts and financial support you provide to other people, and the interplay of family trusts all impact on your Centrelink benefits planning. Let our team guide you through the Centrelink rules. Whether yours are age and aged-care related, disability or carer related claims, we’ll check which benefits you qualify for and assist you with maximising your entitlements. We’ll ensure that any claims do not compromise your long-term wealth creation and enhancement strategies.

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Blog

Financial literacy is your superpower; let us gift it to you.

01/12/2023 3min Read

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